Maximizing Tax Deductions with New Rules/Legislation for Employer- Sponsored Plan Designs - Designer DB Plus®

Overview

Content sponsored by Retirement Actuarial Services LLC

This session explores advanced planning tools, including Defined Benefit/Cash Balance plans, Profit Sharing/401(k), and 401(h) tax-free medical reimbursement structures. Perfect for firms serving high-earning professionals, this session delivers real tools you can apply immediately. CPAs will leave equipped to elevate client results and differentiate their advisory services in a crowded market.

Highlights

Discover how the Designer DB Plus® strategy empowers small business clients to make six- and seven-figure tax-deductible retirement contributions—while retaining over 90% of plan assets in their own accounts.

Objectives

You’ll learn how to:

• Leverage the Pension Protection Act and SECURE Act 2.0 to maximize contributions
• Owners with Employees are receiving over 90% of the total contribution
• Learn about the new legislative & Judicial rules over the past decade that allow flexibility in annual contributions to help offset cash flow needs for the business market
• Qualify for the 20% QBI deduction
• Implement plans protected under ERISA creditor shield
• Help clients reduce taxable income by $100,000 to $1,000,000+ annually 
• Ideal for CPAs advising owner-only businesses or professional partnerships
• Add 401(h) medical reimbursement plans for tax-free withdrawal post-retirement.
• Reduce audit risk while building retirement and legacy wealth